Luxor Foreclosure Group™ has the experience to provide relevant information to  our Clients who must defend against foreclosure.

Our goal is simple.

We want you to get you as much time possible, under the law, to keep a lender from taking your property.

How Do We Do It?

First. We collect and review all of our Client's documents. We review application and disclosure documents provided before taking out a loan. We review loan documents signed at the purchase or refinance of the property. We review the letters and court papers sent to our Clients when the trouble began.

Second. All of our Client's documents receive a Forensic Loan Document Analysis. The Forensic Loan Document Analysis identifies potential State and Federal law violations by the lender. These violations include Truth-in-Lending (TILA), RESPA, Equity Protection Laws, Predatory Lending laws, Fair Debt Laws, and other rules and regulations that give you a defense. These documents are analyzed by our qualified legal and real estate professionals.

Third. We demand a copy of the file held by our Client's lender. This way we can verify there are no unauthorized changes to the documents.

Fourth. All of the findings are put into writing and every violation is used as a defense to a foreclosure acion and as leverage to negotiate a loan modification.  

Fifth. We provide our Clients with legal and court process information for their relevant jurisdiciton, including a general time line of the foreclosure process.

Sixth. We put you in touch with an affiliated attorney who is an expert in Foreclosure Law in your jurisdiction or we direct you to defend yourself as a "Pro Se" litigant in court. "Pro Se" means representing yourself in court without a lawyer.

Seventh. We guide you so the appropriate written responses can be filed in court.  

Eight. You will have access to our Foreclosure Consultants to help provide you with information and support. We provide you with a guide to navigate the court process.

The goal of our defense is to force a lender to negotiate a modification of loan that OUR CLIENT'S CAN AFFORD. However, we have Client's that are unable to make mortgage payments. These Clients need as much time as possible to get their lives together. This means they will have to let the property go, at some point, because they are unable to afford to keep it. We strongly believe: Why let your property go without a fight! It is in our Client's best interest to hold onto the property as long as it makes sense.  

That is the essence of Luxor Stops Foreclosure™. That's How We do It!

Please Contact Us for a free consultation.